East Trust Holdings Lending Solutions

Flexible Financing For
What Matters Most

From purchasing your dream home to expanding your commercial enterprise, East Trust Holdings provides competitive rates, transparent terms, and local decision-making to power your goals.

Starting Rates

4.89% APR*

Competitive fixed pricing

Fast Decisions

Same-Day

Rapid digital approvals

Lending Capacity

$2.5M+

Personal & commercial

Transparency

$0

No prepayment penalties

Comprehensive Portfolio

Tailored Loans Designed For Every Milestone

Explore our transparent loan offerings with flexible repayment options and dedicated local guidance.

Most Popular

Personal Loans

Versatile financing for debt consolidation, home improvements, medical expenses, or life milestones.

Starting Rate

6.49% APR*

Amount

$1,000 – $50,000

Terms

12 to 60 Months

Fixed monthly payments that never increase
No collateral or security deposit required
Zero early payoff or prepayment fees
Funds deposited as fast as next business day
Apply for Personal Loan
Enterprise Growth

Commercial & Business Loans

Fuel your business expansion, purchase essential equipment, manage inventory, or acquire commercial real estate.

Starting Rate

5.99% APR*

Amount

$25,000 – $2,500,000

Terms

1 to 10 Years

Term loans, lines of credit & SBA-backed solutions
Competitive fixed and variable rate structures
Dedicated commercial relationship banker
Customized amortization matching cash-flow cycles
Explore Commercial Financing
Competitive Rates

Home Mortgages & Refinancing

Secure the foundation of your future with our transparent, low-fee home purchase and mortgage refinance solutions.

Starting Rate

5.25% APR*

Amount

Up to $1,500,000+

Terms

15 & 30-Year Fixed / ARMs

Conventional, FHA, VA, and Jumbo loan options
Swift digital pre-qualification within hours
Low down payment programs for qualified buyers
Local underwriting & responsive loan officers
Apply for a Mortgage
Same-Day Approval

Auto & Vehicle Loans

Drive with confidence whether you're purchasing a brand new vehicle, pre-owned car, or refinancing an existing auto loan.

Starting Rate

4.89% APR*

Amount

$5,000 – $100,000

Terms

24 to 84 Months

Financing available up to 100% of vehicle value
Same-day pre-approval before dealership visit
Rate discount with automated checking deduction
New, used, and private-party sales supported
Apply for Auto Loan
Financial Planning Tool

Estimate Your Monthly Payment

Adjust loan amounts, repayment terms, and interest rates to calculate an estimated monthly payment.

$25,000
$1,000$125,000$250,000
36 Months
7.5%
3.5%10.5%18.0%
Estimated Payment

Monthly Payment

$777.66 / month
Principal Amount:$25,000
Total Interest:$2995.60
Total Cost of Loan:$27995.60
Apply for this Loan

*Estimates do not include taxes or applicable origination fees. Subject to credit approval.

Why Borrow With East Trust Holdings

Community Relationships, Premier Capabilities

Rapid Digital Decisioning

Streamlined application process with fast approvals so you never miss a market opportunity.

Transparent Fixed Rates

Zero surprise charges or prepayment penalties. Pay off early anytime with complete freedom.

Local Underwriting

All credit and collateral evaluations are handled by local Oklahoma bankers who know your market.

Dedicated Loan Officers

Direct phone and email contact with your assigned lending specialist every step of the way.

Ready To Finance Your Next Opportunity?

Apply online in minutes or consult with a East Trust Holdings loan advisor to discover the best financing option for your circumstances.

Call Center

Dedicated assistance from our experienced local team.

Outside Oklahoma

(844) 545-3059

Hours of Operation

M-F: 7 a.m.-10 p.m.

Sat: 8 a.m.-10 p.m.

Sun: Noon-10 p.m.

Open all holidays except Easter, Thanksgiving, and Christmas.